Terms and Conditions

Acceptance of Terms

By accessing and using calyphontriva's website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

These terms constitute a legally binding agreement between you and calyphontriva regarding your use of our services.

Definitions and Interpretations

The following terms have specific meanings when used in these Terms and Conditions:

• "Service": Refers to our financial planning subscription service, consultations, and related offerings provided through this website
• "User" or "Client": Any individual who accesses our website, uses our services, or subscribes to our financial planning offerings
• "Content": All information, text, graphics, materials, and resources available on our website or through our services
• "Account": Your subscription account and associated profile information used to access our services

Use of Our Services

Your use of our services is subject to the following terms and conditions:

Eligibility Requirements

You must be at least 18 years old and have the legal capacity to enter into binding agreements to use our services.

Permitted Use: Permitted Use

Permitted Use

Our services are intended for personal financial planning purposes only and may not be used for commercial redistribution or resale.

User Responsibilities and Obligations

As a user of our services, you agree to the following responsibilities:

• Provide accurate, current, and complete information when using our services
• Maintain the confidentiality of your account credentials and notify us of unauthorized access
• Use our services in compliance with applicable laws and regulations
• Respect intellectual property rights and confidentiality of proprietary information
• Pay all applicable fees and charges associated with your subscription in a timely manner

Prohibited Activities

The following activities are strictly prohibited when using our services:

• Attempting to gain unauthorized access to our systems, servers, or networks
• Using our services for any illegal, fraudulent, or harmful purposes
• Sharing, copying, or distributing our proprietary content without written permission
• Interfering with or disrupting the operation of our website or services
• Impersonating others or providing false information about your identity

Intellectual Property Rights

All content, materials, trademarks, and intellectual property on our website and services remain the exclusive property of calyphontriva and its licensors.

You may not copy, reproduce, distribute, or create derivative works from our proprietary content without express written permission.

By submitting content or information to us, you grant calyphontriva a limited license to use such content solely for providing services to you.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy for detailed information about how we collect, use, and protect your personal information.

By using our services, you consent to the collection and processing of your personal data as described in our Privacy Policy. Privacy Policy

Disclaimers and Warranties

Our services are provided on an "as-is" and "as-available" basis without warranties of any kind, either express or implied.

We do not warrant that our services will be uninterrupted, error-free, or completely secure at all times.

Limitation of Liability

Our total liability to you for any claims arising from these terms or your use of our services shall not exceed the amount you paid for services in the preceding 12 months.

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits or data.

Indemnification Agreement

You agree to indemnify, defend, and hold harmless calyphontriva and its affiliates from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution Process

We are committed to resolving disputes fairly and efficiently through the following mechanisms:

Dispute resolution procedures may vary based on your local jurisdiction and applicable consumer protection laws.

Service Termination

Either party may terminate your subscription with appropriate notice as specified in your service agreement.

Upon termination, your access to services will cease, though certain provisions of these terms will survive termination.

Governing Law and Jurisdiction

These terms are governed by the laws of the United States and the state where calyphontriva is incorporated.

Any legal proceedings shall be conducted in the appropriate courts of the United States.

Modifications to Terms

We reserve the right to modify these terms at any time by posting updated versions on our website.

We will provide reasonable notice of material changes through email or website notifications.

Severability Provision

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms and Conditions, along with our Privacy Policy and other referenced policies, constitute the entire agreement between you and calyphontriva.

Contact Information for Terms

For questions about these Terms and Conditions, please contact us using the information provided in our contact section.